Cool and clear, warming later… kids had great weather for their field trip yesterday. The whole school went, and they had a great day to be outside. Today should be more of the same. Cool, but hotter in the afternoon.
I got some of my stuff done. Did two pickups. Had an interesting chat with the auctioneers. One I hadn’t seen in a long time, that does mostly salvage and municipal surplus, said she is seeing the beginning of another bankruptcy cycle. She’s had a couple of businesses call her to sell all their stuff before it gets seized and sold, and a bank looking to do the seizing… There are definitely cycles in the economy, and if she thinks she’s seeing the beginning of a downturn, I’m willing to believe it. She’s been in the liquidation business pretty much her whole life, and that’s several decades as a successful business herself.
I am waiting on a part, so I won’t head to my client site today. I’ll be doing stuff here, mostly sorting and stacking, but also I better get started on the cleaning and upkeep stuff too. I’ve let it go far too long out of distaste and other things to do, but I really can’t let it go much longer.
Sometimes we just have to pull up our big boy pants, and man up.
I used to have a quote on my wall, credited to Goethe, but I never could find the source, that resonated with me. “Who must do the difficult things? – He who can.” There is a slightly different version credited to the author Trevanian in his novel ‘Shibumi’ – “Who must do the harsh things? He who can.” My teenage self could have gotten it mixed up, although why I’d have attributed it to Goethe, I can’t imagine. (Loved ‘Shibumi’ btw, don’t know if it would stand up now, but I re-read it many times. JerryP would sometimes mention Trevanian…) ANYHOW…
Cleaning up the possum mess in the garage and on the canned goods shelves barely qualifies as “difficult” or “harsh” but not only am I the only one who can, I’m the only one who WILL do it. Eventually. Today. Maybe. When I have no more chance to procrastinate. Or later. If I get to it. Someday.
Stack it up. And keep it in good shape.
nick
Many thanks to whoever mentioned in yesterday’s comments that Microsoft are stopping selling mice and keyboards. I just ordered a six pack of MS corded mice. Eight bucks apiece. Should keep the household going for a while.
Off to the woods later today for the start of roebuck season. Hurray! Just have to edge the lawn (where the robot leaves a strip uncut) and pack the car before I can leave…
The “half ton” F150 Lightning weighs over three tons empty thanks to the one ton battery pack. The fee would make sense, but this state invented “swimming naked”.
If it doesn’t pass this legislative session, good luck getting it through in 2025, after a hundred thousand more Jesus Trucks are rolling around Texas.
The personality type attracted to the vehicles is going to be obnoxious enough when it comes to dealing with the strain on the power grid next Summer. They really don’t care.
I tell people that the future is Vancouver, Washington, aka Vantucky. SW WA State lives about 10 years ahead of “now” elsewhere, and, when we left, retail was Walmart, Tarjay, and Kroger’s Fred Meyer chain, which carried more general merchandise than most HEB stores.
When the last of two Best Buy stores closed on the WA side of the Columbia River, the store manager told a friend that Best Buy never made a profit in SW Washington.
What’s trending now in Vantucky is that any restaurant that doesn’t own its real estate is getting squeezed by landlord families after the patriarch/matriarch dies and the kids want to either squeeze bigger rentier skims out of the properties or sell out for a one time kiss to “invest” elsewhere.
WTF do you *do* with these people?
– I think the traditional move is to kill them off as conscripts in a massive war…. or isolate them in shack cities and let them eat each other.
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Cool and clear this morning. A bit damp, but really it would be a surprise if not.
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Kids understand very well that there are different rules in different places. Grandparents’ home, school, daycare, their own home. The trick is getting the results you want at home, when you don’t have any example or training to build off of. Those other places have experience or exterior rules.
————————-
Some of the ticktock influence is probably peoples’ desire for a quick fix/magic bullet. Short attention spans, and a lot of flashing and blinking to disrupt brain activity, and constant movement (which we are evolutionarilly programmed to respond to) do the rest.
n
Even the left can’t afford it.
n
Pedos all the way down. Gates is reportedly a huge fan, and, until recently, it wasn’t possible to get a CS degree in the US without any exposure to Chomsky’s theories on syntax and grammar.
https://www.the-sun.com/news/8007124/jeffrey-epstein-calendar-noam-chomsky-meetings/
Hmm. Maybe “exposure” isn’t the right word choice.
Come fly with me to Pedo Island
If only for the day.
We cater to all tastes here
Whether they’re black, white, straight, or gay.
Disney and Fox, both investors in Vice, are out of money.
Taxing EVs? It’s gotta happen, of course. As gasoline taxes go away, the funds for road maintenance have to come from somewhere.
What I would like to see is an odometer reading. Here, at least, you have to take your car in every couple of years for an inspection, in order to renew your registration. At that point, they read your odometer and bill you for the distance you’ve driven. Optionally factor in vehicle weight, since heavier vehicles do more damage to the roads.
Now that we have our EV, I’m fiddling with the connection to the solar power. It now only charges if there is sun, but it is not necessarily limiting itself to the amount of excess power available. More fiddling to come. This _ought_ to be simple, but the interfaces are all half-documented (if that). I suppose most people would have their electrician do the configuration, bue I’m not seeing how your average electrician is going to figure it out…
– – – – –
I’m teaching a practical course just now – more of a lab course. The students are working (well, supposedly). I periodically walk around the room to see if anyone is stuck or has questions. Of course, some students quickly pull up their programming environments, to cover whatever they were actually looking at. Not really my problem: This is an ungraded lab, entirely for their benefit. If some students don’t care, well, I’ll spend more time on the ones who do…
Meanwhile, between rounds, I was surfing around on the PC sitting on the desk here. Which has no ad-blockers installed. Gawd – is that what your average person has to put up with? My usual tech sites have more screen surface dedicated to ads than to content. Horrible…
Tolling of surface streets is coming. It isn’t a question of technology as much as the political will and the ability of the system integrators to attract the necessary implementation talent.
LOL! “Stop sexualizing me!”:
Kendall Jenner frees the nipple in a VERY revealing bodysuit to party with new beau Bad Bunny as braless Olivia Wilde, Rita Ora and Emily Ratajkowski don their raciest looks yet for the star-studded Met Gala bash
Hollyweird celebriturds.
Geez:
KJP: illegal migration down 90% under Joe Biden!
Gaslighting to the max, AND BEYOND!
Wearing what looks like…bubble wrap?
Did the “designer” pay her to wear something that ugly? Nipples or no, that is completely hideous.
Kids slept on the way home. No whining for several miles. What a relief.
The kids are actually obeying us more than their parents. In my opinion (caveat: I was raised with spankings*) the parents are not strict enough. The kids know it. Is it the lack of spankings? I don’t think so as my two grandsons do not get spanked but behave very well. I think it is consistency on the part of BOTH parents and doing what they say they will. The kids know this. My wife’s nephew’s kids do not know this.
The older boy was starting to poke me with a walking stick at Dollywood. I told him NO. He kept persisting. I told him NO again. He persisted. I grabbed the stick and he would not let go. I pried his fingers off the stick and told him to SIT and he would never be allowed to touch the stick again. I told him he violated the rules, did not obey, and must endure the consequences. There was a look of shock on his face. Then he started to cry. I told him loudly “shut up”, and he did. The parents were not around so I did it my way.
They will leave Friday. We can remove the cabinet locks, put stuff back where we like the stuff, get some quiet in the house.
*And harsh physical beatings that involved blood, sexual abuse and mental abuse. None of which are even close to being correct, should not have been allowed.
Isn’t all “high” fashion ugly? Designed to shock, designed to draw attention, designed by FAGs.
Gordon Lightfoot, RIP
https://m.youtube.com/watch?v=FuzTkGyxkYI
Perhaps the best memorial ballad ever.
Ummm, shiny….
The outfits got them what they wanted, attention and press. Since they are attention hoors, every ‘eyeball’ they attract earns them money.
This is the “attention economy” people used to talk about. Monetizing eyeballs. Influencers make truly astonishing amounts of money to simply draw and keep your attention.
n
Yeah, I still get chills hearing it. When they did the maritime memorial after finding the wreck, I sat still through the whole thing.
RIP, indeed.
Different strokes for everyone:
https://www.powerlineblog.com/archives/2023/05/indiana-councilman-comes-out-as-woman-of-color.php
Might be some bad stuff happening in banking…
https://www.zerohedge.com/markets/st-just-hit-fan-across-markets-regional-banks-freefall
n
Nah, he’s trolling hard.
re Kendall Jenner and most “beautiful people”, am I the only one in the world who thinks that they aren’t attractive? Surely not but sometimes it seems that way.
re “teh diversitay” oozing out of the center city and into the suburbs and bedroom communities, don’t you know that it’s a human right to live around White people and benefit from our civilization and inventions and wealth? What are you, some kind of racist hater?
re Chevron Deference, it was an unConstitutional doctrine when it was invented and it should have a stake put in its heart immediately.
I’ve believed for 20 years that most “fashion designers” are male homosexuals who devoutly HATE women and are intentionally attempting to clothe women in ugly clothes.
am I the only one in the world who thinks that they aren’t attractive?
– they are mostly unattractive. If they are beautiful or not, that’s a different question. Both in appearance and apparent personality, they are unattractive.
They have a ton of money though.
DailyTimewaster almost always has a genuinely attractive woman featured daily. He’s never featured one that wasn’t…
n
@Ken Mitchell
and hair stylists
Nope. I think they are butt ugly, before and after the transformation.
You’ve never been to a good one you silly savage.
Ray, you’re ready for the Queer Eye.
https://southpark.cc.com/video-clips/a48zd0/south-park-south-park-s-gone-metro
Queer Eye, yep, that’s what I want, to be dress me up Barbie for a bunch of gay guys…
n
I had decided a while back to trans to a woman. However, when the Federal SC changed the Roe vs. Wade policy making abortions less certain, I would not trans if I couldn’t have an abortion if I wanted such.
Well Stu, you have to keep your options open, don’t you?
n
>> you say you want a revolution, weeeellllll ya know….
https://www.youtube.com/watch?v=BGLGzRXY5Bw
What’s trending now in Vantucky is that any restaurant that doesn’t own its real estate is getting squeezed by landlord families after the patriarch/matriarch dies and the kids want to either squeeze bigger rentier skims out of the properties or sell out for a one time kiss to “invest” elsewhere.
The money will be “invested” in new grocery getters (BMWs or Teslas) and house additions.
Pearls Before Swine: The Sun Always Rises in the East
https://www.gocomics.com/pearlsbeforeswine/2023/05/02
Pigs going to have tough day if we ever have to move the Earth (see The Wandering Earth documentary, https://www.imdb.com/title/tt7605074/ ).
“Gradually and then suddenly”
https://bayourenaissanceman.blogspot.com/2023/05/gradually-and-then-suddenly.html
“The title of this article is a quotation from Ernest Hemingway’s 1926 novel “The Sun Also Rises“.”
I am not sure how to prepare for a financial apocalypse other than stored food, stored water, guns, ammo, long term investments in real estate, etc. I have read the Mandibles book three times now and the outcome never gets better.
https://www.amazon.com/Mandibles-Family-2029-2047-Lionel-Shriver/dp/006232828X?tag=ttgnet-20/
For those of us who worked and saved and bought frugally. What does this mean?
J
It means that your money will last a month longer than the people who did not scrimp and save.
I cannot decide if they are going to seize the IRAs and 401Ks to “invest” the money in tbills. First, that will crater the stock markets but they will probably be cratered already. Second, the seizure of the IRAs and 401Ks will be an outright admission that the Dollar is hosed. But this crew that is in office right now does not care at all. I have never seen a more uncaring bunch of government officials. It is almost as if they are tearing down the country on purpose, a bunch of sociopaths.
G Wagons.
They will crater the markets first and then offer to swap the stocks for an amount of T-Bills to make the IRA/401(k) accounts “whole” according to a specific market peak date. A lot of people will go for this if they don’t have a 7-10 year time horizon before draw down start becomes mandatory.
I’m starting to doubt the seizure will even get attempted, however, since Vanguard and Black Rock wield inordinate amounts of power through the shares of their respective S&P 500 mutual funds. A lot has changed in 30 years since the Dems first started plotting this “fair retirement” scheme. To start, Jack Bogle is dead and a new generation runs Vanguard.
A group of young black men watch Officer Tatum talk about Scott Adams. “Scott Adams Tells White People to “STAY AWAY FROM BLACKS | CF Reacts To The Officer Tatum | REACTION”
https://www.youtube.com/watch?v=vqw5wSrPMv8
Interesting. Not what I thought they were going to say.
“Ford first quarter revenue, profits top estimates; EV unit loses $722 million”
https://finance.yahoo.com/news/ford-first-quarter-revenue-profits-top-estimates-ev-unit-loses-722-million-201822810.html
“Last month Ford reported Q1 deliveries rose 10.1% versus a year ago in the US, powered by strong truck and SUV sales. Ford’s EV sales were up 41% year over year to 10,866 units, though hybrid sales dipped 4% to 27,064. In comparison, Ford sold nearly 437,976 internal combustion cars in Q1 in the US”
Ford lost $66,446 on every EV (electric vehicle) that it sold. All 10,866 of them. That is difficult to overcome. They will make it up in volume !
“Is the Debt Limit Constitutional? Biden Aides Are Debating It.”
https://dnyuz.com/2023/05/02/is-the-debt-limit-constitutional-biden-aides-are-debating-it/
“That option is effectively a constitutional challenge to the debt limit. Under the theory, the government would be required by the 14th Amendment to continue issuing new debt to pay bondholders, Social Security recipients, government employees and others, even if Congress fails to lift the limit before the so-called X-date.”
Sounds like something that SCOTUS would have a problem with. The USA Constitution puts the debt of the USA square on the Congress in Article 1, Section 8, Clause 2.
https://constitution.congress.gov/browse/essay/artI-S8-C2-1/ALDE_00001056/
Hat tip to:
https://www.drudgereport.com/
>> I am not sure how to prepare for a financial apocalypse other than stored food, stored water, guns, ammo, long term investments in real estate, etc. I have read the Mandibles book three times now and the outcome never gets better.
https://www.amazon.com/Mandibles-Family-2029-2047-Lionel-Shriver/dp/006232828X?tag=ttgnet-20/
The definition of insanity is…
The first time I read the Mandibles, I was like, no freaking way.
The second time I read the Mandibles, I was struck that this could actually happen.
The third time I read the Mandibles, I decided that the event timeline was accelerating and the fiscal apocalypse could easily occur as early as 2025.
Enough revenue flows into the Treasury every month to cover the spending specifically mentioned in the Constitution, including debt service and military payrolls. Everything else would be prioritized in a default.
Helvering v. Davis established Social Security as “general welfare”, but Nestor v. Fleming gives Congress the discretion to turn off the outflows at its discretion.
Got popcorn?
I just did a quick search about my 401k. You have to start drawing at 73. There’s a calculator… so I punched in 70,000. Might be more there, I haven’t looked in awhile. Anyway, the calculator says I need to withdraw $2641 a year. The “Withdrawal Factor” is 26.5, I think they think I’m going to live to be 105. Optimistic a bit, aren’t they?
My plan is simple. Your standard deduction is about $12,000 if single. SS income doesn’t count. So, if I pull about 10 grand a year, a grand or so less than the standard deduction anyway, I avoid paying taxes. Sure, taxes will be withheld but then I get a refund when I file.
Meanwhile I’m socking the money into mayo jars of cash from the ATM and buried under the house or stashed in the attic. But I’ll have it. Though, CDs might be a better option…..
I have a plan. Might not be a good plan, but it’s a plan.
Well ok. But if you cut off everyone’s SS whilst funding the inner city folks with EBT and the like, do expect a few cocktails to be tossed by the other 87% of the population.
You may need to rethink this a bit… Even if you manage to keep hold of it from burglars, robbers, home invaders, etc., your friendly .gov is likely to issue new currency and invalidate the old.
“Good news, citizens! We have improved the security of our currency! Go to your bank by the end of this week, and exchange your old, expiring dollars for new, secure bills that aren’t so easy to counterfeit. The exchange rate is 10 old dollars for 1 New Dollar. 8 old to 1 New if you opt for our upgraded cryptobucks. Please note that it will become a felony to use old paper currency after Friday.”
While silver coins are a better option, they still have the whole theft angle. Plus, of course, .gov can make it a felony to barter with them. Or even to possess them.
True.
Stacks of supplies would be the way to go.
They would enforce this how? They seem unable to control the border and keep the wetbacks out as it is.
Another TicTok “genius” idea…
https://www.axios.com/2023/05/01/bare-minimum-monday-quiet-quitting-tiktok?utm_source=join1440&utm_medium=email&utm_placement=newsletter
Border enforcement is working exactly as they intend it to work. No more and no less.
And they’ll enforce it with the same goons that break down doors and kill dogs and innocent people.
Don’t think they can’t enforce laws that protect America and Americans. They choose not to.
And remember, the FBI is holding joint training sessions with military people on US soil. Posse Comitatus be damned.
>> Tolling of surface streets is coming. It isn’t a question of technology as much as the political will and the ability of the system integrators to attract the necessary implementation talent.
Rather than pay any attention to this, the slimy Mayor of NYFC is busy “solving” the problem of those easily stolen Hyundais and Kias. His fix? Handing out Apple AirTags to people that drive them.
The EBT is long gone at that point and the cities are already on fire.
No, the Port Authority of New York/New Jersey and NYFC are working together on the surface street tolling scheme. The bridges and tunnels connected to Manhattan have new equipment deployed from my former employer as the first step, mostly gathering statistics … for now.
I just did a quick search about my 401k. You have to start drawing at 73. There’s a calculator… so I punched in 70,000. Might be more there, I haven’t looked in awhile. Anyway, the calculator says I need to withdraw $2641 a year. The “Withdrawal Factor” is 26.5, I think they think I’m going to live to be 105. Optimistic a bit, aren’t they?
My plan is simple. Your standard deduction is about $12,000 if single. SS income doesn’t count. So, if I pull about 10 grand a year, a grand or so less than the standard deduction anyway, I avoid paying taxes. Sure, taxes will be withheld but then I get a refund when I file.
I am considering withdrawing enough money from my IRA to pay 20% taxes and pay off my mortgage on my commercial property. The taxes will be horrendous but I will be assured of getting the money out when I can do something positive with it. I have been saving money in my IRAs for over 40 years and have a considerable amount in there. I sure don’t want to invest it in tbills.
If I like that, then next year I will do the same thing for my home mortgage.
The taxes and insurance are more than half of my monthly payment. I doubt that will improve much.
We’ve been paying at a 15 year rate for the last year, but if my wife goes back to private practice, any stocks or mutual funds not in a 401(k) will be liquidated to pay off the mortgage as fast as possible.
The support staff in a lot of clinics seem to be getting dumber and more careless. I just had to self pay on an MRI rejected for a clerical error.
Things that make you say, “Hmmm …” — $1800 if billed to insurance. $800 when paid out of my HSA.
My one gripe about the current employer’s benefits is that they stick to the agenda and don’t provide an HSA option, with the high deductible plan I buy being just enough that I don’t qualify.
Caught in Cut and Shoot. Yeah, he didn’t get far, and it is a real place.
https://www.nbcnews.com/news/us-news/texas-shooting-suspect-captured-after-manhunt-rcna82214
If it sounds familiar, that is because I’ve mentioned the town before in this space. Cut and Shoot is the hometown of the idiot husband of my wife’s associate in Vantucky.
Having him get to Mexico would have been a real shiiteshow–Mexico wouldn’t extradite because he’s likely to get the death penalty on Texas charges.
Now we get to see if the feds are going to pull some happy horseshiite.
I was in Cut N Shoot Saturday. That’s where the estate sale was. Get to Conroe, then drive 40 minutes east…
n
Oh and he’s not a TEXAS GUNMAN.
Texas gunman who killed five is finally ARRESTED following four-day manhunt after he opened fire on family when he was asked to stop shooting in his yard
Peacock did a better job with their headline. Of course, they had a subject /verb agreement error, because layers of editors… and no direct mention of his or the victims immigration status, only the weasel-y quoting the Governor.
n
– everything you say or do, ever, can and will be used against you in a court of law.
I think I could make an argument that using my socials would violate the 5A, even if they are public. At best they are hearsay, as plenty of people fake their instagram and other social media posts…
n
“New Indiana Jones Movie Will Feature an AI 35-Year-Old Harrison Ford”
https://petapixel.com/2023/05/01/new-indiana-jones-movie-will-feature-an-ai-35-year-old-harrison-ford/
How do I de-age my entire body ?
Or just selected parts?
“Irontown Blues (Eight Worlds)” by John Varley
https://www.amazon.com/Irontown-Blues-Eight-Worlds-Varley/dp/1101989378?tag=ttgnet-20/
Book number four of a loose four book science fiction series plus several short stories. I read the well printed and well bound trade paperback published by Ace in 2018. As with Cory Doctorow, Tom Clancy, William Gibson, and many others, I love and have read all of John Varley’s books. His Thunder and Lightning four book series is is in my six star books.
I forgot to mention the adulations to Heinlein. The Irontowners are also called Heinleiners due to their dismissal of all authority yet with a total personal responsibility and for their refusal to get chipped with an interface for the Central Computer for Luna.
And the Heinleiners are building a five mile long space ship on Luna called the Robert A. Heinlein.
John Varley usually throws a Heinlein mention in his books somewhere, sometimes it stands out, sometimes it is well hidden. However, he is not a Heinlein apologist like Sarah Hoyt or Jo Walton.
I’m salivating for that John Wayne / Humphrey Bogart blockbuster.
😉 Shouldn’t be too long, now.
All the plugs admin and PLTs see is “Black gun, black gun, black gun!”
They are doing everything they can to push an “assault” weapon ban. They don’t care about the victims. They are dirt people. In this case less than dirt people since they aren’t WHITEY!
Bud Light sales drop 21% in wake of Dylan Mulvaney fiasco: ‘Serious trouble’
https://nypost.com/2023/05/02/bud-light-sales-plummet-21-in-wake-of-dylan-mulvaney-fiasco/
Thought Question: A-B fires the T-model and memory-holes every photo. What’s the downside?
Sure there’s a rabid howling mob that are going to spray spittle and… well, howl. But what else are they going to do? Stage a boycott? Like they’re drinking Bud Light anyway?
I seem to recall that BL is a staple at grauation parties I’ve attended for a number of years. They need to get that ship righted fast it they don’t want to miss that seasonal boost.
(If you avoid BL and the other swill beers, there are many worthy alternatives. Sam Adams brews a number of seasonal beers, and their Cold Snap white ale is about at the end of it’s release. Definitely not an IPA. Brewed with spices, but not overly so. )
If the rumors are true, Disney is about to destroy another beloved franchise in an attempt to reboot with a female lead. I don’t recall if it is just the work of co-star and planned rebooted lead “Fleabag” – who also killed James Bond – or Jar Jar Abrams’ as well.
Thankfully, the outrage will be brief. Tom Cruise will own the rest of the year again starting two weeks later.
(If you avoid BL and the other swill beers, there are many worthy alternatives. Sam Adams brews a number of seasonal beers, and their Cold Snap white ale is about at the end of it’s release. Definitely not an IPA. Brewed with spices, but not overly so. )
I drink about four beers a year, one per day max. Usually two of them are Bud Lights. I can never remember the other brands.
“Black gun, black gun, black gun!”
I used to point out that Cerakote is functional, comes in a lot of colors, and a decent technician can produce a very nice multi-color effect that doesn’t have to be camo. But since they decided that I’m not good enough to buy their Gen II NiR, I decided they’re not good enough to get my business.
BTW, if we do not have a civil war when the financial apocalypse occurs, we may get an alternative. The alternative is a Strong Man. Pinochet, Francisco Franco, or Charles de Gaulle would be good prototypes. Or, Heinlein’s Nehemiah Scudder, the first prophet.
When the EBT cards do not work anymore and the Social Security checking account deposits stop, it will get spicy. Maybe very spicy. Plus all the payments to the hospitals for Medicare and Medicaid, the layoffs will be horrendous.
JP Morgan runs the EBT cards through the Chase Paymentech subsidiary (or whatever they call it these days), skimming a percentage. I’ll bet Social Security gets cut first, with Corn Pop telling the oldsters to go talk to Congress about getting the rest of their checks.
Say, whatever happened with Hunter’s paternity suit this week?
See how it works?
@Lynn
“I drink about four beers a year, one per day max. Usually two of them are Bud Lights. I can never remember the other brands.”
ELLIS ISLAND HONORS, SAYS GOODBYE TO FOUNDING BREWMASTER JOSEPH PICKETT
https://allaboutbeer.com/ellis-island-honors-says-goodbye-to-founding-brewmaster-joseph-pickett/
Pickett Junior followed n the footsteps of his father. My favorite quote from Joe Pickett, Sr.:
“If you want a light beer put an ice cube in it.”
– and that’s the way they like it.
n
BTW, I predict that the House will cave and pass a new USA Debt Limit without any spending concessions. Nobody wants to be responsible for the death of the USA.
Anyone who prepays a mortgage with a good rate does not believe the inflation rate will rise.