Fri. Mar. 31, 2023 – where to draw the line?

By on March 31st, 2023 in decline and fall, open thread, personal

Another day that starts out cool, but gets warmer, and might have rain.   Like yesterday.   But with maybe more rain.   Because despite forecasts, there was very little rain for me yesterday.  I drove all over town too.

Made most of my pickups.   A late start caused by my bank kept me from doing everything I planned, but I can make it up today.    I spent over an hour trying to get a cashier’s check at the local B of A branch.   IDK if it was incompetence, or if the young lady is afflicted with an unfortunate malady that sabotages her interactions with computers, but after failing to get me a check for 45 minutes, they finally took me to a teller window where I spent another 15-20 minutes doing the dance of the doomed waiting for the stars to align and printers to print…

As part of the service she asked me what my short and long term goals were.   And she really did make the extra effort to be certain I gave her an answer.   So I told her I just wanted to make it through the coming financial collapse with some assets left.   She asked how I intended to do that.  Gold, piles of gold, and rental properties.   She was a bit taken aback, so I pointed out Ferfal’s aphorism that you can sell a gold chain an inch at a time, and that as long as the tenants can pay, if inflation wipes out the value of money, you can keep raising the rent.   It was a bit more than she could easily absorb.

Unrelated but interesting, I found out that an acquaintance had a windfall and without any warning or even an inkling of what was going to happen, inherited “life changing amounts of money.”  “F YOU!” amounts.   “Never work again” amounts.   It would suck really hard for them if an economic collapse took that away from them.   If anyone should have something like that happen, it was this person.

What would you need to be in that category?  What would you do after you got it?  What would you do to keep it?

I would probably keep doing what I’m doing.   I’d have people to do stuff for me, and I’d like to have a ‘mad scientist’s lab’ but IDK if I’d change much.   I would certainly stack some things….

How ’bout you?

 

nick

58 Comments and discussion on "Fri. Mar. 31, 2023 – where to draw the line?"

  1. Greg Norton says:

    The whole January 6th thing falls into the same category. Did y’all read that the “shaman” how finally been released, after the court was allowed to see footage of him being escorted around by friendly Capitol Police? In the meantime, he was in <i>solitary</i> confinement? For years???

    The Capitol Police dealing directly with the “shaman” more than likely made a phone call name check and quickly concluded that *the honorably discharged veteran* was safer to escort around the building than the Congressman with the “Bang Bang” Chinese spy girffriend. The original plan was probably to let him leave his note, print him, and then allow the fine for tresspassing in the Capitol teach him a pricey lesson.

    https://www.bbc.com/news/world-us-canada-65132475

    I speak from experience when I say that, in the US, stepping out of your house wearing the wrong thing will make certain women – I’m not limiting this category to biological females but trying to avoid the “p-” word – view you as a threat and, as our troll friend puts it, “clutch their pearls” in fear.

  2. Nick Flandrey says:

    Warmish and damp this morning.

    —yes, the US has political prisoners.  US citizens in solitary confinement, for 800 days so far, without access to representation, WAITING FOR TRIAL.   Not even convicted of trumped up charges, but WAITING FOR TRIAL.

    We have thought police.   And the regular police were bad enough.   We have fedgov agencies working against politicians, and ordinary people.  ALL while giving certain people and classes of people a free pass to commit blatant crimes.

    The goal of terrorists is to make life for ordinary people so bad that they demand change, any change, to government.   Our own government is acting like terrorists.

    n

  3. ITGuy1998 says:

    What would you need to be in that category?  What would you do after you got it?  What would you do to keep it?

    Life changing money is a little different for everyone. For me, it would have to be 2M+. That would allow me to call in rich. My lifestyle wouldn’t change, I’d just be secure in having enough money to not worry and also pass a good chunk on to my son someday.

    OK, the one change would be to build a new house. Further out so I could have a little land (5-10 acres), no HOA, and a nice 60×80 shop. The new house would likely be smaller than our current one though.

  4. Greg Norton says:

    As part of the service she asked me what my short and long term goals were.   And she really did make the extra effort to be certain I gave her an answer.   So I told her I just wanted to make it through the coming financial collapse with some assets left.   She asked how I intended to do that.  Gold, piles of gold, and rental properties.   She was a bit taken aback, so I pointed out Ferfal’s aphorism that you can sell a gold chain an inch at a time, and that as long as the tenants can pay, if inflation wipes out the value of money, you can keep raising the rent.  

    Until the Feds impose another eviction moratorium.

    I’m glad I’m not in the TBTF banks anymore. You’re probably going to get a phone call from Merrill Lynch, or, worse, BofA Private Wealth Management, depending on account balances.

    The Two Percenters on the hunt for fresh victims -er- clients.

  5. MrAtoz says:

    Happy Transgender Day of Visibility.

    Brought to you by plugsy McSpongeBrain The Last.

  6. dkreck says:

    Wait! This is Cesar Chavez Day, official California holiday. Democratic stooge.

    Obummer made it a US holiday too by royal decree.

  7. Nick Flandrey says:

    Until the Feds impose another eviction moratorium.   

    – yes, that is a hazard, but it’s mitigated because  we don’t use leverage to buy rental property.   We don’t have a nut to cover, except taxes, and we can protest them here.   During all the recent nonsense, our tenants were never late with a payment. 

    Until the wuflu reaction madness, I hadn’t given rent control or abrogation as a risk.   I do now, but I think rental property, PARTICULARLY commercial property which doesn’t have the same tenant protections as residential, is about the best inflation protected investment ordinary people can make.   Commercial has its own risks, especially in an economic downturn, but you can lock the doors and kick the non-payer to the curb.

  8. MrAtoz says:

    plugs: transgenders are the soul of the country.

    No, they are not. An estimated less than 2% and I don’t believe most of those are really trans, just a thing to say to be a part of the in crowd.

     posted in yesterdays comments

  9. Nightraker says:

    From the other day:  Peter Zeihan is all over YouTube with presentations  demonstrating American strategic advantages in geography and demography vis a vis China, Russia, Ukraine, etc.  He makes seemingly valid points on food and energy security.  I’m not sure his viewpoint on matters financial is as well thought out.

    https://www.youtube.com/watch?v=LzipwDQBUyc

    https://www.amazon.com/End-World-Just-Beginning-Globalization-ebook/dp/B09C65JNPF/ref=sr_1_3?keywords=peter+zeihan&qid=1680277776&sr=8-3

  10. Nick Flandrey says:

    Forgot to mention-

    hit the grocery store yesterday.   LOTS of ‘fill in the blank spots’ activity.   Two open top coolers filled with store brand orange drink.   The whole beer cooler filled with one row of Topo Chico.   

    There were other places filled with one layer of a single item too.

    No cream or cream products, just empty shelves.   Very few eggs left in the cooler.   

    The store is remodeling so some of the low stock levels may be to facilitate that, but it doesn’t help me fill my cart…

    and it doesn’t give me the warm fuzzies that things are getting better.

    n

  11. Ken Mitchell says:

    I am informed that today is “World Backup Pay”, so there are some special deals on storage devices. https://www.cnet.com/deals/world-backup-day-deals/

    I ordered a 20TB WD hard drive for half-price. 

  12. Lynn says:

    Life changing money is a little different for everyone. For me, it would have to be 2M+. That would allow me to call in rich. My lifestyle wouldn’t change, I’d just be secure in having enough money to not worry and also pass a good chunk on to my son someday.

    OK, the one change would be to build a new house. Further out so I could have a little land (5-10 acres), no HOA, and a nice 60×80 shop. The new house would likely be smaller than our current one though.

    $2M is not enough to do anything.  You need $10M.  First, building a house now is $200/ft2 to $300/ft2.  Land is $10,000 to $25,000 per acre in the boonies.  And rarely do you have cash, instead you usually have a lot of things that are not easily convertible to cash.

    I had a friend buy a 150 acre ranch in the boonies about a 80 miles due west of here.  No house.  No electricity.  He had to pay the rural coop over $100,000 to pull in electricity, it was 30 or 40 pole plus wiring.  That was a decade ago, I’ll bet the cost is double now.  He ran on a generator for a while before he burned it up and gave in.  Then he had water problems.  Then the cattle got sick.

  13. Ray Thompson says:

    $2M is not enough to do anything.

    Try me. I will give it a chance if someone gives me the money.  At the local CU I could receive almost $8K a month in interest. That is for me doing nothing. I could have a $4K a month house payment and still live well enough.

  14. dkreck says:

    I ordered a 20TB WD hard drive for half-price. 

    Backing up the Library of Congress?

    Got me thinking so
    https://blogs.loc.gov/thesignal/2012/04/a-library-of-congress-worth-of-data-its-all-in-how-you-define-it/

    with room to spare

  15. Rick H says:

    Backing up the Library of Congress?

    That got the Internet Archive in trouble:

    Four major book publishers’ copyright win over the Internet Archive and its digital lending system sends a warning shot to any libraries following their footsteps, attorneys say.

    A Manhattan judge ruled late that the Internet Archive’s “controlled digital lending” (CDL) practice—which many brick and mortar libraries have also adopted—infringes the publishers’ copyrights and isn’t protected by fair use. The nonprofit had argued its system of scanning millions of books and temporarily lending each out to one borrower merely mimicked what libraries already do, didn’t hurt the market for the 127 books in suit, and constituted fair use.

    link

    …and…

    Hachette Book Group, HarperCollins, John Wiley & Sons, and Penguin Random House all sued the nonprofit after it offered a National Emergency Library, a temporary book collection created from thousands of e-books that ran from March 24, 2020, to June 16, 2020. The Internet Archive says the emergency library was launched to help people who lost access to their physical libraries during the pandemic.

    link

  16. paul says:

    I’d be good with a million.  If Ray can get almost 8K interest on 2 mil, I’ll be super cool with the 4K from 1 mil.

    I’d get the house painted.  By someone besides me.  With the Good paint.  Then have the cedar brush cleared and the piles of brush burned.  Might go crazy and have the driveway paved, more gravel in a couple of places anyway.

    That’s all I can think of for now.  I don’t need or want a new car.  Might go for that 85″ flat screen just because.

    Oh, wait.  I have a Splurge Item.  Someone comes and mows the place maybe four times a year.  With their equipment.  I can piss about on my riding mower around the house between the pro mowings.  

  17. paul says:

    had a friend buy a 150 acre ranch in the boonies about a 80 miles due west of here.  No house.  No electricity.  He had to pay the rural coop over $100,000 to pull in electricity, it was 30 or 40 pole plus wiring.

    That sounds about right.  PEC gives you two poles and then you pay extra per pole.  I forget how much.  Buy yeah, running juice into the middle of 150 acres for one meter… you are paying as you are the only meter on that line.

  18. paul says:

    Copyright laws are wacky.  It should be twenty years after the author dies (so the heirs can make a bit) (while sorting out the estate)  and then it’s public domain.  

    Disney has Micky Mouse still under copyright after almost 100 years?  That’s not right. 

    Oh wait…. “infringes the publishers’ copyrights”. Not the author’s copyrights, the PUBLISHERS copyright.

    Didn’t someone some where and some when say “First we kill all of the lawyers”?

  19. Alan says:

    >> “McCarthy hinted that GOP-controlled House committees could soon subpoena Bragg to compel his testimony before Congress: “The American people will not tolerate this injustice, and the House of Representatives will hold Alvin Bragg and his unprecedented abuse of power to account.””

    Do not antagonize the Speaker of the House lightly.

    IIRC, pre Nov 2022, Mr. McCarthy “promised” a number of House investigations/hearings starting Day1 of the new session. Seems though that many are being slow-walked. J6 for example.

    Has his agenda changed??

  20. Alan says:

    >> The goal of terrorists is to make life for ordinary people so bad that they demand change, any change, to government. 

    The terrorists ‘gifted us’ the TSA after 9/11. And it still exists today, pretty much unchanged. Seems for the most part the masses just grugingly accept the security theater, rather than demanding much, other than PreCheck.

    The terrorists still seem to be ahead on the scoreboard.

  21. Alan says:

    >> plugs: transgenders are the soul of the country.

    No, they are not. An estimated less than 2% and I don’t believe most of those are really trans, just a thing to say to be a part of the in crowd.

    Or to gawk in Ladies locker rooms.

  22. Alan says:

    >> The store is remodeling so some of the low stock levels may be to facilitate that, but it doesn’t help me fill my cart…

    and it doesn’t give me the warm fuzzies that things are getting better.

    At least they’re confident enough to continue on with the remodeling.

  23. Alan says:

    >> Life changing money is a little different for everyone. For me, it would have to be 2M+. That would allow me to call in rich. My lifestyle wouldn’t change, I’d just be secure in having enough money to not worry and also pass a good chunk on to my son someday.

    Take some of that money and consult a good estate lawyer to advise you how to protect the money in case of a catastrophic medical issue.

  24. Ray Thompson says:

    Or to gawk in Ladies locker rooms.

    Thanks for the idea.

  25. SteveF says:

    The terrorists ‘gifted us’ the TSA after 9/11.

    9/11 was a gift to bureaucrats. After the intelligence and police agencies screwed up and let the terrorists slip through and bring down the twin towers, the intelligence and police agencies were given vastly increased powers and budgets.

    Kafka would be proud to have thought this up.

  26. EdH says:

    Oh, wait.  I have a Splurge Item.  Someone comes and mows the place maybe four times a year.  With their equipment.  I can piss about on my riding mower around the house between the pro mowings.  
     

    Apropos of that: My neighbor came by with his gas powered trimmer – actually the brush trimmer, and we did about 4000sf  this morning.  
     

    It got away from me, just too much rain and wet this year, and my little 18v trimmer & gear wasn’t up to it.  Unfortunately it wasn’t tractor accessible either.  

  27. Ken Mitchell says:

    Paul:

    I have a Splurge Item.  Someone comes and mows the place maybe four times a year.  

    A couple of goats? They’ll keep your grass and weeds trimmed continually.

  28. Alan says:

    My wife wants a goat. I keep telling her it’s against the municipal code. So far she believes me.

  29. Greg Norton says:

    IIRC, pre Nov 2022, Mr. McCarthy “promised” a number of House investigations/hearings starting Day1 of the new session. Seems though that many are being slow-walked. J6 for example.

    Has his agenda changed??

    Who really believed that McCarthy would be any different than Hastert/Boehner/Ryan?

    Tucker Carlson got the “Shaman” released, but someone has dropped a dime on him as well.

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    1
  30. Rick H says:

    Tucker Carlson got the “Shaman” released, but someone has dropped a dime on him as well.

    Don’t think so (sez the dept of corrections and his lawyer).  Many news sources state this. 

    He got time off for good behavior. Just like for any other person. 

    3
    3
  31. nick flandrey says:

    He got time off for good behavior. Just like for any other person. 

    he may have had time off, but he was released early when  the exculpatory video evidence, that DOJ had suppressed, was released and highlighted by Tucker.

    n

    Many news sources state this.

    10
    1
  32. nick flandrey says:

    https://www.thegatewaypundit.com/2023/03/developing-level-3-mass-casualty-event-declared-after-catastrophic-tornado-rips-through-little-rock-arkansas-600-injured-video/

    DEVELOPING: ‘Level 3 Mass Casualty’ Event Declared After Catastrophic Tornado Rips Through Little Rock, Arkansas – 600+ Injured

    A “catastrophic” tornado ripped through Little Rock, Arkansas on Friday.

    More than 600 people are injured due to the tornado.

    “Little Rock police are transporting people to hospitals as there aren’t enough ambulances to respond.” – according to the chief meteorologist for WOTV4.

  33. RickH says:

    Chansley received an early release, in part, because of his good behavior while in prison, says Albert Watkins, who represented Chansley through his plea and sentencing.

    “Mr. Chansley can now move forward with his life. For that I applaud the BOP,” Watkins told NPR in a statement.

    The U.S. Bureau of Prisons permitted its existing protocols, some of which are nuanced, to appropriately permit the release of Mr. Chansley from prison, Watkins said.

    See here and other news sources

    3
    3
  34. nick flandrey says:

    , in part, because of his good behavior while in prison

    The U.S. Bureau of Prisons permitted its existing protocols, some of which are nuanced,

    –  do any of the linked sources say he was already scheduled for release BEFORE the exculpatory evidence was released and publicized by Tucker and others?   Or is it just a little bit probable that the weasel wording in the statement quoted provides the smallest of fig leaves for the DOJ?

    n

    7
    1
  35. lynn says:

    Until the wuflu reaction madness, I hadn’t given rent control or abrogation as a risk.   I do now, but I think rental property, PARTICULARLY commercial property which doesn’t have the same tenant protections as residential, is about the best inflation protected investment ordinary people can make.   Commercial has its own risks, especially in an economic downturn, but you can lock the doors and kick the non-payer to the curb.

    I am making about 20% return on my commercial property.  I have three tenants.  It has been a money and wealth builder for me.

  36. nick flandrey says:

    Freebird on bagpipes.   Yes, you can, but should you?

    https://www.youtube.com/watch?v=27in81lrf6M 

    n

  37. drwilliams says:

    @NickFlandrey

    he may have had time off, but he was released early when  the exculpatory video evidence, that DOJ had suppressed, was released and highlighted by Tucker.”

    The early release was considerably earlier than the rules provide for.

    It is being reported that the release was “in the works” since January. 

    “The last court filing in his case is an order granting a probation petition, signed by Judge Royce Lamberth on Jan. 20.”

    https://nypost.com/2023/03/30/qanon-shaman-jacob-chansley-released-from-prison-14-months-early/

    Big whoop. Why do I suspect that the wheels were put in motion because it was anticipated that the exculpatory footage would be easily found and generate considerable outrage? And why, if it was “win the works”, did Chansley’s attorney apparently not know about it? If the order was signed Jan 20, how is it that no one noticed? When was it released? Or was it a stealth add to the docket months later?

    Federal prison records indicate that Chansley, a self-described shaman and a follower of the QAnon conspiracy theory,  entered a “residential reentry management” facility in Phoenix, Ariz. on Tuesday with a release date of May 25—around 14 months ahead of his scheduled release.

    The Bureau of Prisons has not commented on the reason for his early release, but noted that recent changes to the First Step Act allows inmates to earn “up to 54 days of good conduct time for each year of the sentence imposed by the court.” Federal and state prison inmates often earn sentence reductions over the course of their time behind bars.

    Albert Watkins, the attorney who handled Chansley’s plea and sentencing, tells TIME that the new footage did not play any role in his former client’s release. “Absolutely no,” he says. “I have seen no indication of any filings related to the new footage. There are no docket entries indicating the same.”

    https://time.com/6267335/jan-6-qanon-shaman-jacob-chansley-released-early-prison/

    I know the goobermint discourages higher math skills–and apparently no one at the Times has them–but 54 days times 41 months/12 years is 184.5 days, or about 6 months. Not 14.

    If Watkins, who has been replaced as Chansley’s attorney and is reportedly being labeled as “inadequate representation”, is checking docket entries after TC aired the exculpatory footage, perhaps he can enlighten us on when the Jan 20 order was added to the docket.

  38. drwilliams says:

    from above: “6 months. Not 14.”

    Reversing the calculation, that is 126 days per year sentenced.

    That, chilluns, puts the goobermint between a rock and a hard place.

    They are going to have to provide an explanation for the widely characterized face of Jan 6 getting extraordinary treatment. Then maybe we can get Garland the liar up before the House again to claim that he didn’t know sweet FA about it.

    Every attorney for a Jan 6 victim* should be filing for equal or better treatment.

    *Come on, man!* If a person who meticulously plans the murder of adults and children can get sympathy in MSM as a victim, then it’s past time to seize the language. Alinsky, remember?

    *Richard Feynman

  39. drwilliams says:

    I keep hearing “biden did xxx”

    Take a look at the video this week where the mike was inadvertently left open and we can hear SFB Biden being guided down the ramp, told where to walk, told to stop on the blue mark, and told, after who knows how many times before, who he is meeting with.

    FJB can’t do anything, and probably needs a pictogram in the Big Guy Loo to help him clean up after Joey does number two, if he doesn’t actually have help.

  40. drwilliams says:

    @Nick

    “Freebird on bagpipes.”

    NFW.

  41. drwilliams says:

    The 7th installment of Murderbot is a short-short published in Wired Magazine (a pale, woke shadow of it’s original shelf which barely acknowledges a bit from a byte unless there is an SJW reason).

    The 8th drops in November as a 256-page book.

  42. nick flandrey says:

    Female California police union exec, 64, is charged with running eight-year, global FENTANYL operation from her gated community home – and using the union’s UPS account to ship the killer drug

    – “is some people gonna die? ” Yes.   Some people are going to die.  First thing that happens is old scores get settled.

    n

  43. Ken Mitchell says:

    Nick:

    “is some people gonna die? ” Yes.   Some people are going to die.

    I’d bet dollars to donuts that MANY people are ALREADY dead from fentanyl poisoning. If the charges don’t include many counts of murder, they SHOULD.

  44. Brad says:

    Freebird on bagpipes.   Yes, you can, but should you?

    Everything is better on bagpipes. 

  45. drwilliams says:

    The Raw Numbers

    “We are in pretty rough shape, and a lot of it has to do with the fact that we have provided to date 33 billion worth of military equipment to Ukraine. And much of it is frontline United States ammunition and missile systems. Just to run some raw numbers by you we provided Ukraine over 1.5 million rounds of 155 millimeter howitzer artillery ammunition, which is one of the key things that you need in a ground war. We provided over 8,500 Javelin anti-tank missiles, which is our main frontline anti-tank weapon. We provided over 1600 Stinger anti-aircraft missiles, which is one of our main anti-aircraft weapons. And we provided for those 155 millimeter howitzers over 5,200, what’s called an Excalibur precision round, which, you know, you launch it and then it finds the target itself.

    And interestingly, the Javelin and the Stinger missiles that we provided, we’ve given Ukraine over one third of our current frontline inventory of those weapons systems. And part of the issue is, is that the, the supply chain is in backlog big time for all of that stuff. And to get our Stinger stockpile back up to snuff, it’s gonna take 13 years to replenish that stockpile. The Excalibur precision rounds for the howitzers. It’s gonna take seven years to replenish those rounds. Five years for the Javelin and four years for the regular 155 millimeter rounds. And there’s a a couple of different outfits that run war games and things like that. And one of them, as I quoted in one of my articles, reported that when they ran a war game, we don’t get four to five days into a war game before we run out of precision missiles. And there was a Pentagon spokesman who kind of came out and used some Pentagon speak, said that our stockpiles are quote unquote uncomfortably low, which I translated that means we’re in the middle of a disaster.

    If you think about that, what that means is, we’re not in a war right now, the United States itself, but if we were, on day one the situation would be critical. Well, that’s not good.”

    https://legalinsurrection.com/2023/03/were-not-in-a-war-right-now-the-united-states-itself-but-if-we-were-on-day-one-the-situation-would-be-critical/

  46. Alan says:

    >> The Raw Numbers 

    Anyone care to ask Vladimir for his comparables?

    Hey WSJ, okay to sit this one out. 

  47. Alan says:

    >> Do not antagonize the Speaker of the House lightly.

    Half of the USA is going to be very upset over this.

    Now if only we could get every one in that half to the polls Nov 2024. 

  48. Alan says:

    >> 

    Freebird on bagpipes.   Yes, you can, but should you?

    Everything is better on bagpipes.

    Paging @Jenny… 

  49. Alan says:

    >> https://www.dailymail.co.uk/news/article-11925473/California-police-union-executive-director-ran-fentanyl-operation-home.html

    “Getting the union’s UPS discount really helped us with getting out of the red.” 

  50. lynn says:

    @Jenny, how is the house doing ?  We are suppose to be 89 F Saturday.   That would melt the snow off your roof.

  51. drwilliams says:

    “?  We are suppose to be 89 F Saturday.   That would melt the snow off your roof”

    Don’t need the steam tables for that one.

  52. drwilliams says:

    unrelated to ny previous posts:

    “This isn’t your everyday stupid.

    This is ADVNCED stupid”

    meme found on the net.

    illustration has SpongeBob thingy.

  53. drwilliams says:

    The next time someone tells you that Mother Nature gives an actual shiite about your gas stove:

    https://twitter.com/ChannelInteres/status/1640774381029793792

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