Wednesday, 18 May 2016

By on May 18th, 2016 in business

09:27 – Barbara is off to the gym and the bank. The final settlement check from our corporate bank account in Winston-Salem just arrived in the mail. She’ll deposit that to our new corporate bank account here in Sparta, at which point all of our banking will now be in Sparta.

Speaking of which, I just got a PDF form from one of our state government customers, asking for lots of information they need to set us up as an approved vendor. One of the items they want is our corporate bank account number and routing number. That makes me uncomfortable, given the number of big corporations and government agencies who’ve lost tens of millions of customer records to hackers. It’s my understanding that with only those two numbers, anyone anywhere in the world can withdraw as much money as they want from our bank account. I’d prefer that the customer write us a physical check rather than pay by electronic funds transfer.



59 Comments and discussion on "Wednesday, 18 May 2016"

  1. nick says:

    Have they sent you their vendor survey? They need to make sure they are doing business with all the poor unfortunates…

    What ages, sexes, colors are you and your employees????

    Is your business organized as ‘woman owned’? That right there gets you near the top of the list, and usually qualifies you for special programs with the .gov buyer. Even better if you can add minority owned.

    The sad fact is there are businesses that exist solely to qualify for those “extras” that, once the contract is awarded, hire the white male owned businesses to actually do the work. It’s common in the building contracting world. The ‘woman and minority owned business’ sucks their profit out of the contract, the guys who do the work get paid too (less than if the parasite wasn’t in the middle) the .gov feels good about their institutionalized racism, and the taxpayers pony up the extra money.

    nick

  2. Robert Bruce Thompson says:

    We’re self-certified as a WOSB, although the subject has never come up until this morning. The form I need to fill out does include checkboxes for numerous categories, including “small business” and “woman-owned small business”.

    I just got off the phone with our bank, and it is as I feared. Anyone anywhere on the planet that has our bank’s routing# and our account# can draft our account. It’s like a debit card. The bank has no responsibility. For $25, I can issue a stop-pay against future transfers by a specific entity, not that that does anyone any good. I can’t believe this state of affairs exists.

  3. Chad says:

    …One of the items they want is our corporate bank account number and routing number…

    …It’s my understanding that with only those two numbers, anyone anywhere in the world can withdraw as much money as they want from our bank account…

    …I’d prefer that the customer write us a physical check rather than pay by electronic funds transfer.

    If customers write you a physical check then they”re giving you (printed across the bottom of their check) those same two numbers you’re reluctant to give out. 🙂

  4. nick says:

    In completely unrelated news, my cousin, who I have mentioned here before, has passed on. From the obit (slightly paraphrased to defeat google):

    “[Cousin] served in the United States Marine Corps., received a purple heart and fought on Guam, Guadalcanal, and Iwo Jima. He was there to witness the flag being raised at the base of Mt. Suribachi. ”

    He rarely spoke of his service, and I was too young for him to have shared any of that with me anyway, but I remember from childhood that he was some sort of tunnel rat in the Pacific Theater. Too late to get his story, another lost library…

    nick

  5. Robert Bruce Thompson says:

    There is no way to allow electronic transfers TO an account, but disallow electronic transfers FROM an account. Geez. Why don’t banks just leave their doors and vaults and safe deposit boxes unlocked at all times? Haven’t they ever heard of hackers?

  6. JimL says:

    As Chad said….

    It goes back to 9/11. There were a LOT of checks that had not been processed, but there were images of the checks. So they let the holders use ACH to process the payments. It worked so well that they made it a feature.

    There is something you can do, though, to limit your losses. Set up a payment account that you give out the numbers for. Then deposit only as much money as you need to cover your checks. Then, if things bounce, somebody likely got friendly with the account number. I keep $5 in ours. Variances are usually because somebody transposed numbers when hand-keying amounts. (That’s inexcusable today – software is so good that hand-entry is a waste of time & money.) It did once prevent a transaction of $3250.00 (on a payment of $325.00). They ate the fees – not my fault they were stupid.

    A second something that you can do (if you’re big enough) is set up a positive pay account. You send the bank a list of approved check numbers and the amounts. Those are the only transactions permitted. The bank doesn’t process any payments not on that list. It requires attention and diligence. My 9-5 does this. The accounting staff numbers 5.

    Final note: Look at your bills. In the fine print you’ll find verbiage that indicates that sending in a check is tantamount to approving a one-time ACH transfer. You’re okaying it without even being aware of it.

    Bastards.

  7. Richard Micko says:

    I’m sure it depends on the level of services a bank offers. By default our bank blocks any ACH debits posting to our account. Routine payments are pre-authorized. Anything else has to be approved or it automatically rejects.

    Thanks,
    Rich

  8. nick says:

    I was surprised to find that wire transfers could be yanked back. The bank clerk suggested that I use cash if I wanted to guarantee that I was getting paid (for a high dollar sale), and wouldn’t be scammed. I then pointed out that if there were any counterfeits I’d be out that money. The upshot is, there is a great deal of trust built into the system, and if someone wants to harm you, they will.

    nick

  9. Dave says:

    There is no way to allow electronic transfers TO an account, but disallow electronic transfers FROM an account. Geez. Why don’t banks just leave their doors and vaults and safe deposit boxes unlocked at all times? Haven’t they ever heard of hackers?

    Make sure if you have a savings account and checking account at the same bank that they DO NOT have your account set up to transfer from savings to checking to prevent a check from bouncing. Also a good reason to have a savings account even if it doesn’t pay interest.

  10. Robert Bruce Thompson says:

    The lady from the bank just called back. It turns out she was wrong. I can, for a one-time fee of $25, set up a stop-pay on either or both of our accounts that will reject any attempt to draft that account.

    When Barbara gets back I’m going to ask her if she has anyone drafting our personal account and if so whether we can stop that draft. Then I can set up a stop-pay on our personal account and periodically sweep our corporate account balance into our personal account.

  11. PaultheManc says:

    Strange to hear of that banking procedure in the USA. In the UK any transfer needs prior approval by the account holder. You can prior approve a Utility for example to take monthly ‘Direct Debits’ (can be variable amounts each debit) – but the rules allow you to challenge any DD whereupon your bank pays your back the money immediately, and it is up to the other party to make a legal claim on you for payment.

    Any withdrawal not approved by the account holder, would be the responsibility of the Bank. As Chad stated earlier, all UK cheques have the sort code and account number and account name on them – but without a valid account holders signature no payment can be made against the account.

  12. Ray Thompson says:

    I have been using electronic drafts against my account for years and never had an issue that could not be resolved. Had one company tried to debit my account for a service. I noticed the transaction and called the CU. The CU took some information and immediately reversed the transactions.

    Checks are more dangerous than electronic. In the case of a fraudulent check you have to prove you did not write the check. In the case of electronic transactions that you question the bank has to prove you did the transaction.

    I could write you a check for $1.00 and within three days have your account drained. The ABA number and probably your account number would be on the back of the cancelled check. I print fake checks with your information, anybody’s name, fake ID to match, and the rest is history.

    Just got a call from VISA yesterday. Seems my debit card was compromised. Several small transactions in Florida were attempted and blocked. Got to hand it to their fraud detection system as it knew I would not be making transactions in Florida. Now I have to wait a week for a new card.

    Makes me wonder how the cretins got the number. That debit card never leaves my sight and is only used at local businesses where I can swipe the card. I wonder if one of them got compromised? Or was it just random numbers used by the thieves until they find one that works? Restaurants where you have to give the card to a waiter I always use a credit card as there is better protection.

  13. nick says:

    Nice, seize any factory closed by the owners and give it to the workers. WTF will the workers do with it? There isn’t any material coming in to make anything with.

    If I were those owners, I’d be looking to cash out and run. They’re headed for total confiscation and the chopping block.

    nick

  14. OFD says:

    Hey, we don’t care; that chit will never happen here, man! We got it DICKED here! Our government would NEVER do that chit to us, brah!

    No kidding; cue up Woody Allen: “Take the Money and Run!”

    https://www.youtube.com/watch?v=8R13NZ3yw4Y

  15. MrAtoz says:

    That makes me uncomfortable, given the number of big corporations and government agencies who’ve lost tens of millions of customer records to hackers.

    Alas, many of our clients are schools and State agencies. More and more they want EFT and won’t even print a check. We would literally lose $100,000’s. We work occasionally with Boeing and they demand EFT.

    We went through the “Woman Owned” business certification years ago. At the time Houston ISD demanded this, and it could not be “self certified”. It included an on site, personal interview (by a woman lol!). The annual cost was $350 minimum after that and went up according to your 1120. When our work with Houston dropped off (after Katrina), we dropped the certification. It really hasn’t mattered since.

  16. MrAtoz says:

    This is so dumb, you could not even make it up! Our FLOTUS is a total libturd tool. I bet those “bored” kids are mainly Black.

    “We can’t be surprised with what kids do with idle time. And that’s sort of one of the things — when we look at crime rates and all that sort of stuff, it’s like, these are a bunch of bored kids that are unsupervised who don’t know how to play. If we start there — and then we give them a gun. And then you’ve got such a lethal combination,” added the first lady, who has dedicated her time in office to getting children to eat right and exercise.

  17. OFD says:

    It’s all just a big giant scam; robbers robbing robbers, the Murkan way now. Everything is a caper, a scam, a hoax, racket, flim-flam, con or hustle. Someone has their paws in our pockets nonstop, 7×24, ranging from the criminal psychopaths who rule us to the corner grocery down the block, and online is a paradise for it.

    Bienvenue, Murka, Land of the Twee and Home of the Knaves.

  18. MrAtoz says:

    It’s not enough for Ofukstik to import Mooslim scum, house and feed them, now they need jobs. Remember that “defeat ISIS by giving them jobs” BS line he fed us:

    The Obama administration wants to make sure Utica, New York’s young refugees aren’t without a job, so he’s spending millions to make sure it doesn’t happen.

    “Access to a job in the summer and beyond can make all the difference to a young person – especially those who don’t have access to many resources and opportunities,” President Obama said of his new Summer Opportunity Project.

    Meanwhile, millions of citizens are our to work.

  19. nick says:

    Not like us.

    Not a “gun crime.”

    ‘I killed her, I killed her’: A 13-year-old girl and her mother are charged with killing popular Chicago track student,15, after the mother handed her daughter the knife

    Tamika Garden, 35, and her 13-year-old daughter, have been charged with first-degree murder in the slaying of DeKayla Dansberry, 15
    The 13-year-old fatally stabbed Dansberry using a knife provided by her mother, authorities said
    The 15-year-old died after a large group began fighting in a park Saturday on Chicago’s South Side

    Read more: http://www.dailymail.co.uk/news/article-3596154/I-killed-killed-13-year-old-girl-mother-charged-killing-popular-Chicago-track-student-15-mother-handed-daughter-knife.html

    35 yo mother handed her 13yo the knife.

    Nuke the site from orbit. It’s the only way to be sure.

    nick

  20. MrAtoz says:

    Nuke the site from orbit. It’s the only way to be sure.

    Show me everything, Hicks. I love the “203”.

  21. OFD says:

    Let’s see now…bring in hundreds of thousands and then millions of multi-culti barbarians through our joke of a sovereign national border or coastline over months, years and decades, and then confiscate the earnings from the existing productive citizens in the form of taxes to provide them all with comfortable middle-class livings. Then, make sure those productive citizens lose their good jobs and keep taxing and bleeding them white until they’ve taken the place of the former underclasses and all those struggling masses yearning to breathe free, the humongous FSA.

    Meanwhile we watch them act out in the style of Congo cannibals, musloid fanatics, and failed-state war criminals, and it just goes on and on and if we say anything negative about any of it, WE’RE the assholes. Go figure.

    I’d say we all should try to expedite our preps over this next eight to ten months, regardless of which clown goes into the WH; this is all way bigger than any of those bastards.

  22. Robert Bruce Thompson says:

    I’m concerned because whoever wins in November, his opponent’s supporters are going to believe that the election was stolen. I’m still expecting one or both of the major parties to run a black operation, calling in bomb threats and otherwise disrupting voting at precincts that lean heavily toward the opponent. That could turn nasty real fast.

  23. lynn says:

    One of the items they want is our corporate bank account number and routing number. That makes me uncomfortable, given the number of big corporations and government agencies who’ve lost tens of millions of customer records to hackers.

    I put our bank routing number and account number on every invoice to a customer in case they prefer to wire us. Most of my foreign customers do.

    I asked the branch manager once about drafts on a bank account. He said most anything inside the USA goes and anything outside the USA gets blocked by default. Of course, it was not a hard and fast rule.

  24. nick says:

    Some more depressing info about education in the US in public schools:

    Six decades after Supreme Court ban, segregation in U.S. schools is RISING: Report finds black and Hispanic children are increasingly being educated separately and faring worse

    In 1954 the U.S. Supreme Court outlawed racial segregation in schools
    Government Accountability Office has just published a new report
    It suggests schools have become segregated and minorities suffer
    Black and Hispanic students are less likely to be offered AP math
    They were also more likely to be expelled or suspended from school

    Read more: http://www.dailymail.co.uk/news/article-3595287/Report-finds-segregation-education-rise.html

    They get sooooo close to the truth…

    But busing has been in decline since the late 1980s, partly as affluent white parents took their children out of K-12 public schools, and the GAO report suggested many schools were now dominated by one or other race.

    Whites left and the problems got WORSE. Averages fell. Violence and discipline problems increased.

    This quote gets some of it for hispanics “Hispanic students at these schools tended to be ‘triple segregated by race, income and language,'” but misses the ABILITY part. And with blacks it totally misses the cultural values and ability, and DESIRE part.

    So what do they want to do?? Spend more of our MONEY. “‘We must focus on fixing resource disparities that have plagued students of color and low-income students for generations.'” And they want to continue their failed social engineering. “‘We need to create schools that build a society where the talent of all is developed and students of all races and ethnicities are prepared to understand and live successfully in a society that moves beyond separation toward mutual respect and integration.’ “

    Let’s see some of that respect and integration FIRST, and then I’ll work on my end.

    nick

  25. nick says:

    Under social engineering policies, the state will seize property tax money from property owners in my school district and give it to other districts that don’t have as much of a tax base.

    This from my school board newsletter:

    “As reflected in our current Fiscal Year 2017 Preliminary Budget projections, SBISD continues to be impacted adversely by the current school funding model. Under the state’s “recapture” law for districts considered property-wealthy, also known as Robin Hood, SBISD will double its payments to the State of Texas from $33 million to $66 million, and over three years the district’s payments skyrocket to a total of $190 million.”

    We have ~35000 students in the district. This will double the theft from $1000/ student to $2000/ student. Current funding district wide is about $7500/student/yr. The stolen money would be a significant increase in per student spending if we could keep it.

    More BS social engineering.

    nick

    (NOT that I see increased spending as the answer. That has been proved to not correlate. MY money, on MY schools.)

  26. OFD says:

    It’s what the Left does; if a gigantic “project,” “program,” or “innovation” fails, why, double down on it, again and again. It keeps them and their voters in power and the whole charade goes on and on forever, until….other peoples’ money runs the fuck out, finally. And they’ve killed the goose that laid those golden eggs on top of it. I guess the top dawgs and their minions figure they can skate behind walled and fortified estates and/or fly off to other countries. Good luck with that.

    “I’m still expecting one or both of the major parties to run a black operation, calling in bomb threats and otherwise disrupting voting at precincts that lean heavily toward the opponent. That could turn nasty real fast.

    Roger that, loud and clear. Tool up, mes amis, tool up. And watch your six at all times. Avoid cities and crowds at all costs.

    Just got a reminder from our wood dealer; order the chit now while their schedules are good, prices are pretty good, and green wood can season up outside until winta. Roger that, too; will do this week. Along with a truckload of topsoil. Gonna do the raised beds over again and also try some new “grow-bags” that look like fun, at least after we fill them.

    Managed to dunge out some of the crap in the cellar, move surplus living room ceiling panels down there (long heavy boxes but only two of ’em), and set up a spot for organizing and shelving about two-dozen cans of paint at various levels. Gotta order more shelving for food and wotta storage, though. And get a damn genny down there!

  27. lynn says:

    “Resisting Obama’s Transgender Directive: A Hill to Die On”
    http://townhall.com/columnists/davidlimbaugh/2016/05/17/resisting-obamas-transgender-directive-a-hill-to-die-on-n2163968

    “To achieve its political ends, the left doesn’t just assault the Constitution through the appointment of liberal activist judges; there are a variety of other leftist abuses, such as politicizing the departments of Justice and Education.”

    BTW, this is Rush Limbaugh’s younger brother.

    Oops, forgot the hat tip to Rush:
    http://www.rushlimbaugh.com/daily/2016/05/18/my_brother_is_right_about_the_transgender_bathroom_debate

  28. DadCooks says:

    “BTW, this is Rush Limbaugh’s younger brother.”

    Rush spent a good amount of time reading and discussing his brother’s column. I cannot do either justice with my feeble attempt at summary. I’ll just say that I agree.

    Here is Rush’s transcript: http://www.rushlimbaugh.com/daily/2016/05/18/my_brother_is_right_about_the_transgender_bathroom_debate

    Rush’s final paragraph says it all: “His point is at what point are we gonna stand up and say, “Enough, stop, no more”? Well, I think they’re headed to private property rights ultimately down the road.”

  29. lynn says:

    Managed to dunge out some of the crap in the cellar, move surplus living room ceiling panels down there (long heavy boxes but only two of ’em), and set up a spot for organizing and shelving about two-dozen cans of paint at various levels.

    Your back / sciatica thing must be way better.

    And get a d*** genny down there!

    Vented to the outside please?

    BTW, does it always stay warm (above freezing) down there? Or is it ventilated?

  30. Dave says:

    My father in law thinks we can just put a generator in our garage and open the main door if we lose power. Even I know that would be an open invitation to steal our generator. Actually, leaving the generator running in our fenced back yard would be an invitation to steal it. We are in a good neighborhood, but not that good. I am thinking that if we run a generator it is in our fenced back yard with the gate locked and the mutt in the back yard. Also I would not be running the generator continuously.

  31. OFD says:

    “Your back / sciatica thing must be way better.”

    It’s a LOT better since just last week, when it really sucked, still. I just did a pile more chit here and it feels like it’s kinda warmed up, like muscles after exercise. It’s still tired and sore a bit but I can FUNCTION now. Wired up a SiriusXM Onyx to the RAV4 and now just gotta activate it. Cleaned out wife’s Saab convertible so we can get it to the shop next week. Got more junk and trash off the porch. Moved pistol and med bags to the car again. Ran it through the car wash/vac stations. Got a Tipton gun bench vise enroute and the little adjustable feet I got for it afterward came first today. (adjust the level and secure it to the bench). Israeli med pack stuff enroute from LA Police Supply.

    And the new 500-watt power supply (with about a dozen different connectors for the mobo, etc.) and the new 1TB SSD got here today; I’ll wait for the new graphics card and throw ’em all in at once. Wife sez the SSD I put into her 4GB Acer notebook has rocketed the speed up of everything considerably, with super-fast boots. And yes, I’ll still be running Winblows 8.1 on here, until I can talk wife into moving to Linux for our main box.

    “Vented to the outside please?”

    I would imagine so; I want a dual-fuel gas/propane unit, 5-7k watts, sound about right for a well pump? Run it ten minutes a night if the power’s otherwise out? Hook it up periodically to the oil furnace if we can get oil?

    “BTW, does it always stay warm (above freezing) down there? Or is it ventilated?”

    Yes, plenty warm but not hot. I can open up ventilation a bit in a couple of places, too. I’ll be looking into storing root veggies down there as well, and don’t want them to either rot or dry out.

    “I am thinking that if we run a generator it is in our fenced back yard with the gate locked and the mutt in the back yard. Also I would not be running the generator continuously.”

    The noise alone will be noticeable; just like cooking smells, if things are that bad and peeps are wandering around looking for chit to steal. But keep it covered up/disguised somehow, run it only as needed, and yeah, the locked fence, barky mutt, and motion-detector floods, etc., basic property security. Could ya put it in the garage or cellar and vent it to the outside?

  32. lynn says:

    I would imagine so; I want a dual-fuel gas/propane unit, 5-7k watts, sound about right for a well pump? Run it ten minutes a night if the power’s otherwise out? Hook it up periodically to the oil furnace if we can get oil?

    My well pump probably needs 7 kw as it is 14 amp at 230 v. @RBT may be able to get away with a 3 kw. No telling what yours is without an amp meter a determination if you are a single breaker or double breaker.

    Duel fuel means gasoline and propane right? I doubt that you can run it on heating oil. Unless, you get one of those military gen sets that use JP8? And I think those start at 100 kw?

    Ah, triple fuel means gasoline, natural gas, and propane. 73 db, that is not quiet.
    http://www.centralmainediesel.com/order/03369_alt.asp?page=H03369

  33. lynn says:

    Wow, Trump is supposedly calling Bill Clinton a rapist on Hannity tonight.

    “Broaddrick was asked to comment on the statements made by Trump at a campaign stop earlier this month, where the presidential candidate slammed Hillary Clinton as “unbelievably nasty, mean enabler” who “destroyed” the lives of her husband’s mistresses and alleged victims.”

    “Broaddrick replied: “I feel like she has been the enabler behind him in allowing him to continue on the same path that he did back in the ’70s and ’80s and ’90s. He has absolutely no morals when it comes to women.””
    http://www.breitbart.com/2016-presidential-race/2016/05/18/clinton-rape-accuser-juanita-broaddrick-ny-times-interview-bills-alleged-victims/

    I guess the gloves are off now. It is going to be a mean, nasty, and enabled summer until November.

  34. MrAtoz says:

    And get a damn genny down there!

    Other than pushing it down the stairs, is there outside access to get it down there? Maybe a dual setup (connect two gens together like Hondas) would be better. Then you could take one up by hand if needed.

    As Mr. Lynn says, better check that well pump first.

    “there”

  35. MrAtoz says:

    Wow, Trump is supposedly calling Bill Clinton a rapist on Hannity tonight.

    Woof! I can’t wait to see Canklesore’s response. BJ has actual charges against him. What’s she gonna say, “He’s just a big ‘ole lug” in her fake Ebonics voice. Ignore that man behind the curtain! He’s just getting a BJ.

  36. OFD says:

    “No telling what yours is without an amp meter a determination if you are a single breaker or double breaker.”

    When we get an electrician in here I’ll ask him about all that stuff. Plus the lousy floor outlets in the living room and the bad one in the spare bedroom, the actual panel and possible upgrade, and running two circuits into the attic work space for me.

    “Duel fuel means gasoline and propane right?”

    And maybe disconnect it once in a while to run the oil furnace? Or would I just need to get a separate, maybe smaller genny for that?

    “Wow, Trump is supposedly calling Bill Clinton a rapist on Hannity tonight.”

    Which is most certainly is; and has been a serial rapist and probable pedophile since his teenage years. He’s the lowest scumbag ever to occupy the WH, and that’s saying something after eight years of this other piece of chit. Trump has Roger Stone as one of his principal advisers and Stone has had crap-tons of dedicated research done over many years to nail Larry Klinton, along with the Bush crime family and LBJ. Besides the rape issues, Klinton has also been a habitual hard drug user and addict, a vigorous enabler of dope dealing in Arkansas and other locales, and probably responsible for several nasty murders down there and in Mordor, one way or another. He is one nasty piece of work and the Murkan voters put him in for eight years, too. Ought to tell us something about voting and elections here. And if anyone thinks either Bush was better, go read Stone on those assholes. Crime family back to the 1930s. Both crime families fit in very nicely and have done LOTS better than any of the old Cosa Nostra families outta NYC in the day.

    As for Cankles being the enabler, the screeching violent harridan at the governor’s mansion in Little Rock and the WH, and the vicious, nasty bitch who went after some of Larry’s whores and sluts, that is all well documented, too, with scores and scores of eyewitnesses. Yet half the voters will rush out to vote for her, too. And probably for another eight years, given the chance. Truly amazing; it makes one ashamed to be an American.

    “I guess the gloves are off now. It is going to be a mean, nasty, and enabled summer until November.”

    I sure hope so; I sincerely wish we get the true picture of all that’s been going on and still going on and if things start to simmer hot and start to blow up, all the better. Wake up a few million more and get ’em off their couches and Krispy Kremes and whatever dreck they’re watching on tee-vee these days; libtards on MSNBC and the MSM, and the neocons and patriotards on Faux Nooz. Being lied to nonstop and jazzed with worthless distraction and bullshit, thus missing what’s really going on, as has been the objective.

  37. OFD says:

    “Other than pushing it down the stairs, is there outside access to get it down their? Maybe a dual setup (connect two gens together like Hondas) would be better. Then you could take one up by hand if needed.”

    No outside access to get it down there; I’d slide it down the stairs, making sure it fits first, of course. Hmmm…yeah, maybe hook up two together….I’ll look into it.

    “As Mr. Lynn says, better check that well pump first.”

    I’ve got the nomenclature and serial/model numbers, I think, but the actual depth of the pump, the well, the wotta table? Not yet. And finding conflicting and tedious methods of doing so. I’d like to just get somebody out here who knows what they’re doing to find all that chit out for us. I’ll be calling around. And get our regular contractor guy to give us his suggestions for the well thing, the electrician and the plumber. Hope to have all this chit done by the fall. With three or four cords of wood, alternative pump on the well, front and back doors secured, rear perimeter secured with fencing, lights, webcams and tripwire/flares, and a six-month supply of food, wotta, etc. in the cellar. Plus the attic work space all configured and a small biz running. Later, some ballistic film of some kind on the ground floor windows.

  38. lynn says:

    You need something like this to see the amperage on the power cable to the well pump:
    http://www.amazon.com/Etekcity-MSR-C600-Digital-Multimeter-Voltage/dp/B00NWGZ4XC/

    Does the well pump have two circuit breakers or one circuit breaker?

    Or, does the well pump have two fuses or one fuse? I hope you have breakers, I hate fuses with a passion. My dad had one side of his air conditioner panel blow a fuse the other day so his a/c motors got a little brownout.

    Or is the well pump powered by two squirrels in cages hooked to a generator? You have been feeding them, right ?

  39. lynn says:

    With three or four cords of wood, alternative pump on the well, front and back doors secured, rear perimeter secured with fencing, lights, webcams and tripwire/flares, and a six-month supply of food, wotta, etc. in the cellar. Plus the attic work space all configured and a small biz running. Later, some ballistic film of some kind on the ground floor windows.

    No where in this list did I see the words “get the stinking IRS off my back”.

  40. Ray Thompson says:

    yeah, maybe hook up two together

    NO, NO, NO. You will have phasing problems and will cause severe damage to your generators if not completely destroy them. The magic smoke will come wafting from the units. To hook two together would require a separate box that would resync the phases, perhaps by converting to DC and generating AC from the DC.

  41. OFD says:

    “Does the well pump have two circuit breakers or one circuit breaker?”

    I’ll check on that tomorrow when I’m down there again to organize friggin’ paint cans. I have a multimeter around here somewhere, too.

    “Or is the well pump powered by two squirrels in cages hooked to a generator? You have been feeding them, right ?”

    The squirrels here don’t dare come down from their trees; not with three cats and the dawg waiting below…

    “No where in this list did I see the words “get the stinking IRS off my back”.

    We’ll be seeing a pro tax preparer as soon as I can line up all our docs in one folder to bring them. From 2014 and last year, with all the comms from the IRS and our tax advocate’s paperwork. And the bank statements and notices of the account being frozen twice with zero warning, and the second time totally their mistake, with zero apology and we were out many hundreds in bounced checks for bills that we’d tried to pay in the meantime. The bank also told us “tough chit.” Wife’s imbecile employer needs to get her her 1099 ASAP for last year; wife was the only one working here then. And getting anything out of them is like pulling teeth, a long and constant struggle for every little thing.

    “NO, NO, NO. You will have phasing problems and will cause severe damage to your generators if not completely destroy them. The magic smoke will come wafting from the units.”

    Okey-dokey, belay that suggestion! Maybe MrAtoz was trying to get me to blow up my house so he could zoom over in his Apache and upload the vids to his Toob channel…

    One genny; but can I unplug it from the well pump once in a while and maybe fire up the oil furnace with it, if and when we have heating oil to burn?

  42. nick says:

    From experience, you run the gennie during the day. You do not run it at night. You chain it up to something solid too. I run mine in the fenced back yard. The noise rolls around the patio, some gets trapped under the patio roof, but it still travels.

    Around here, they will steal a lawn mower, start it, wheel it up to your gennie, and grab your gennie and run. When the power goes out, you think you just blew a breaker or something, since you still hear the motor noise. When you amble over to check, it’s already too late.

    People DIE every power outage from CO poisoning. Don’t run it in an enclosed space without good ventilation and CO monitoring. Even then, I wouldn’t chance it.

    I DID run mine in the garage during Rita, with the man door open, and the gennie closer to the man door. Didn’t have any problem. Still didn’t run it at night.

    At night you want to be able to hear any predators sneaking around. And you don’t want to attract them with light or noise. How widespread the outage is, and how desperate the people are, will determine your amount of light and noise discipline.

    During the hurricane aftermath, things didn’t get that bad for most people, so we were ok running during the day, and showing light at night.

    Charge up a big battery, a bunch of gel cells, or some UPSs. Use that to run the small stuff you want to run during the quiet times.

    nick

    (with that in mind, you might want a small inverter to run some AC stuff. you could also add a small flat panel tv, with an HDTV antenna, and the adapters to run off of 12v. TV is useful during the crisis.)

  43. nick says:

    WRT tying 2 together, the little honda has a cable to do just that. It syncs the inverters.

    I haven’t heard of any others that do it easily. No reason not to run 2 connected to different loads… except the obvious noise, and maintenance issues.

    all part of the service!

    nick

  44. OFD says:

    Outstanding advice/tips from Mr. nick here, again.

    We really gotta set up a common drop site online for notes like this that come and go or are hard to find again or we’re senile like me and forget where the eff we saw them before, plus pics and vids.

    I’d simply wanna run our well pump if necessary, and maybe the oil furnace during the coldest periods when we might have oil and the wood heat is borderline thanks to 30 below plus chill factor from wind off the bay ice making it 70 below. Doesn’t happen that often but when it does it will freeze your eyeballs in your head and spit will make a sound hitting the pavement. Also to run a couple of radios, a laptop, battery charger unit, and that’s about it; we’d get by without the fridge, freezer, electric stove, regular tee-vee, desktops, etc. But that small flat-panel tee-vee would be a good idea.

  45. nick says:

    But that small flat-panel tee-vee would be a good idea.

    I bought the cheapest one I could find on amazon. The battery came dead, but I’m using it with a gel cel anyway…. I picked up an HD antenna to go with it, that runs on 12v too.

    The whole setup fits in an old laptop bag.

    Funny thing is that for the last couple events, cable and power stayed up. Before that, since we were running the gennie anyway, we watched the regular tv (thru a UPS to protect the tv.) After testing the little tv, I’ve only used it as a service monitor when troubleshooting analog cameras. Nice to have the option and it didn’t cost much.

    nick

  46. OFD says:

    Sweet.

    Now, y’all might think I been kiddin’ ’bout the rear perimeter trip wire and flares and suchlike…

    ….https://www.youtube.com/watch?v=Qj7lBH4nbXo

    Or if one is out camping or remote-boat canoeing/kayaking like we do in the summuh and fall.

  47. nick says:

    That is a neat little device. Looks like it wouldn’t be hard to make either.

    n

  48. nick says:

    Not Like Us:

    Georgia gang leader indicted for ‘ordering execution of a nine-month-old baby from his prison cell to get revenge on child’s uncle’

    Kenneth Jackson allegedly ordered KenDarius Edwards dead in May 2014
    It was retaliation for a killing committed by KenDarius’s uncle
    The child’s mom, grandma and a family friend were also shot, but survived
    Jackson and three others face several assault and murder charges
    A fourth man pleaded guilty last year

    Read more: http://www.dailymail.co.uk/news/article-3598159/Georgia-gang-leader-indicted-ordering-execution-nine-month-old-baby-prison-cell-revenge-child-s-uncle.html

  49. MrAtoz says:

    WRT tying 2 together, the little honda has a cable to do just that. It syncs the inverters.

    Exactly. I liked it so much, I bought the Honda Companion gennie (I used Mr. OFD’s tax money). There are plenty of vids on Youtube showing the the two Hondas powering a house. The Companion can run by itself, it just doesn’t have the number of outlets. It does have a 30A outlet for connecting to RVs. I watched a vid where a guy started and ran his RV A/C this way after peeps said it couldn’t be done.

    I’d hate to slide a 7K down the stairs. I can throw 1/2 of the Hondas in my truck by hand if needed. A peak of only 4K when linked, but I don’t need more. If the power goes out here long term, I leaving anyway.

  50. Robert Bruce Thompson says:

    But none of the Honda inverter generators output 240VAC, right?

  51. Miles_Teg says:

    OFD wrote:

    “As for Cankles being the enabler, the screeching violent harridan at the governor’s mansion in Little Rock and the WH, and the vicious, nasty bitch who went after some of Larry’s whores and sluts…”

    Don’t hold back Dave, tell us what you really think.

  52. Miles_Teg says:

    Ray wrote:

    “To hook two together would require a separate box that would resync the phases, perhaps by converting to DC and generating AC from the DC.”

    How much power would you lose from the AC to DC back to AC conversions?

  53. Dave says:

    How much power would you lose from the AC to DC back to AC conversions?

  54. SteveF says:

    That little?

  55. MrAtoz says:

    The small Hondas are all 120V I think. The 5K on up are 120/240V.

  56. Robert Bruce Thompson says:

    I thought they only made 2K and 3K units. Or maybe that’s all that Amazon and Home Depot offer.

  57. MrAtoz says:

    They go up to 10K.

  58. Rick H says:

    WRT Generators in the garage: When I need to run mine, I pull it out in front of the garage. I have a heavy-duty wire cable locking it to the rollup garage door tracks. Although it could disappear, I have the advantage of living in a low-crime retirement area, so am not worried about it ‘leaving’.

    Besides, there are several neighbors that have generators also; and they don’t have any security on them. I figure their ‘low-hanging fruti’ will protect my gennie.

    I just use it for the fridge and freezer. If I think there will be an extended outage, I’ll run another extension cord inside for the DirecTV-LCD TV and my CPAP. Well within the load range of the gennie. For light, I have several battery LED camp lanterns. Plus lots of FLASHLIGHTS.

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